Finance and Banking in a Technologically Integrated World

Mini Track Chair:

  • Mihaela IACOB, The Bucharest University of Economic Studies, Romania

  • Cosmin Octavian CEPOI, “Victor Slăvescu” Centre for Financial and Monetary Research

Technologies’ continuous evolutions (or disruptive revolutions) made their imprint on the financial side of the economy inasmuch they were impacted by the availability and accessibility of capital. Such a statement looks like a truism, yet it needs to be carefully revisited for the interplay between the two is, more often than not, subject to reductionist views.
For instance, on the one hand, there is the fuse suggested by the “fintech” designation, meaning the ensemble of instruments, nowadays of digital nature, ensuring the conduct of the fundamental functions provided by financial services: that is storing, saving, borrowing, investing, moving, paying, and protecting users’ (classical and… crypto) money.
Or, on the other hand, there is the delicate topic of financing the “high tech”, innovation-intensive sectors, with an assortment of solutions involving banks and stock exchanges, venture capital and investment funds, private savings and public subsidies, in a monetary climate stabilized/crippled (?) by quantitative easing and tight anti-inflationary policies.
However, the finance/banking-technology biunivocal relationship is much more intermingled in a contemporary world of international rivalry, implying subtle or outright currency (and trade) wars, financial sanctions and retaliations (related to warfare), or technological clashes (with warlike substrate), involving weaponized “fin” + “IT&C” instruments.

The main topics covered by the hereby call for papers are related to:

  • The Role of Artificial Intelligence (AI) in Financial Planning and Risk Management
  • The Use of Big Data in Financial Decision-Making
  • Insurtech: The Insurance Industry Transformed by Technology
  • Blockchain to Increase Transparency and Fraud Detection in Insurance
  • The Rise of Robo-Advisors in Investment Management
  • Environmental, Social and Governance (ESG) in Stock Market Investments
  • Artificial Intelligence for Improving Customer Experiences in Banking
  • Sustainability and Green Banking Initiatives

Mihaela IACOB
is Associate Professor, Ph.D., and Vice-Dean for Scientific Research and Internationalization at the Faculty of Finance and Banking, the Bucharest University of Economic Studies. With a portfolio of disciplines featuring Public Finance, Prices and Competition, Budget and Public Treasury, and Public Financial Policies, she authored more than 50 scientific works, presented or published (inter)nationally. As well, she acquired extensive editorial experience, being coordinator of the OEconomica journal, while she also serves as expert at the Romanian Fiscal Council.

Cosmin Octavian CEPOI
earned his doctoral degree in Economics in 2015 from the Bucharest University of Economic Studies, with a dissertation entitled “Microstructure of Financial Markets,” supervised by Professor Bogdan Negrea. He holds academic degrees from both the Faculty of Finance and Banking at the Bucharest University of Economic Studies and the Faculty of Mathematics at the University of Bucharest. Currently, Dr. Cepoi serves as a Lecturer in the Department of Money and Banking, where his teaching responsibilities include courses on Money, Credit Institutions, and Banking Management. His research portfolio comprises over 20 scientific articles indexed by Clarivate Analytics (ISI), of which 15 are published in internationally recognized journals. Dr. Cepoi’s primary research interests encompass Econometrics, Banking Systems, and Capital Markets, with particular emphasis on the quantitative modeling of financial phenomena and systemic risk analysis.

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